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Student Accident Insurance

Each year a Student Accident Insurance Plan is made available to all students on a voluntary basis. The plan provides protection for dental damage due to accidents, fracture benefits and other important coverages, which are not covered under the Provincial Health Plan. Some parents may have Dental Plan coverage through their workplace but many of these plans are limited in one way or another, while this accident coverage is not. You should compare to make sure you have the coverage you need or desire.

In making this plan available, the Board wishes to make its position clear in the matter of insurance. Under the Education Act, the Board is not permitted to provide insurance coverage for accidents to pupils, therefore, the Board recommends consideration of this plan to any parent who wishes to obtain this kind of insurance. Although the policy has all the advantages of a group plan, it is essentially a direct contract between the parent and the insurance company.

The Board Approved a motion in 2005, requiring that students have student accident insurance in order to participate in extra-curricular activities.

Before students will be allowed to participate in these events, parents must confirm their own coverage for items not covered under the Provincial Health Plan, or purchase one of the insurance plans from

A family plan is also available for three or more students which permits the enrolment of students in the family who are attending schools outside the jurisdiction of this Board as long as at least one child in the family is attending a school within the Limestone District School Board.

If you wish to subscribe to this insurance, you may do so by completing the form handed out to students the first week of school and mailing it directly to Reliable Life Insurance Company in the stamped envelope provided. Or, for your convenience, you may purchase directly online at

If the enrolment form for the Student Accident Insurance Plan has not been received, or it has been misplaced, please contact your school office.

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Box 2046
Hamilton, ON
L8N 9Z9
Toll free:1-800-463-5437

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